Workers’ compensation is an insurance policy that any employer in Hampton Roads, Virginia, is required to provide for his or her employees. The purpose of workers’ compensation is to provide benefits and payments to employees who are injured on the job. A Hampton Roads workers’ compensation lawyer can help you with the specifics of what the law requires and what it covers, as well as how you can file a claim if you’ve been hurt in an accident at work.
A workers’ compensation attorney also can help you fight for your rights if an employer treats you unfairly or retaliates against you for an injury or illness. To learn more about workers’ compensation in Hampton Roads, read on:
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Workers’ compensation has strict reporting requirements
In order for a claim to be handled by your workers’ compensation insurance company, you have to report your injury or illness within 30 days. The reporting period begins the day the injury or illness occurred. If you need help in reporting the incident, you can seek the legal assistance of a workers’ compensation lawyer. A lawyer can make sure you have the necessary paperwork and forms needed to speed up the process, which can be time-consuming and confusing for you.
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Workers’ compensation claims are no-fault claims
Unlike personal injury claims, workers’ compensation claims are no-fault claims. That means that you do not have to prove that the employer was liable for your injury or disease in order to file a workers’ compensation claim or receive workers’ compensation benefits and payments.
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Medical coverage and financial benefits
Workers’ compensation benefits include medical coverage, vocational rehabilitation, and financial benefits. Medical coverage covers the cost of an injured worker’s health care, rehabilitation for an injured worker, and hospitalization for the duration of an injury. The financial benefits you can get from a workers’ compensation claim include lost wages and loss of earning capacity. A workers’ compensation lawyer can explain your specific benefits and how to receive them.
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Ability to appeal
What to do if your workers’ compensation claim got denied? You can appeal the decision. It is important to remember that a workers’ compensation lawyer can help you if your claim was denied and lead you through the appeals process.
